Are Chinese Drywall Homes Insurable?

Hundreds of homeowners across the state recently received a notice from Citizens Insurance that their policies would not be renewed if their properties contained defective drywall! 

Citizens finally conceded days later that these notices were "erroneously generated by a computer". 

Although Citizens has reversed its decision to drop coverage for these homeowners, Kross Inspectors is receiving more requests from homeowners, insurance companies, and lenders to inspect homes built between 2004 and 2008 to confirm that they DO NOT contain defective drywall in order to issue insurance coverage or approve a loan. 

This trend tells us that many insurance companies are already practicing what Citizens attempted:  Deny coverage for homes that contain defective drywall!

It is more important now to obtain an inspection report that is acceptable by ALLinsurance companies and lenders when purchasing a property.  The Kross Inspectors proprietary inspection protocol is accepted by all insurance companies and lenders as proof that a home does not contain defective drywall. By obtaining an inspection prior to closing, buyers and Realtors avoid costly and frustrating delays.

For a limited time, Kross Inspectors is offering $75 OFF of all Chinese Drywall and Full Home Inspections.  To find out more, visit ww.krossinspectors.com or call our Chinese Drywall Hotline at  

Is it "Hurry Up & Wait" or "Wait & Hurry Up"?

We have had many discussions with Home Buyers and Realtors about how short sale and foreclosure sales develop.  The most common complaint is that the lenders always want an offer as soon as possible.  However, once that offer is received, it takes weeks and sometimes months to receive final acceptance!  Then, the tables are turned.  Lenders want appraisals, inspections, and title work to be done NOW! 

Kross Inspectors is well aware of how a typical sales transaction progresses in today's market.  This is why we ALWAYS have Inspectors on call for appointments to satisfy the contract obligations of the Buyer. 

 For example, this newsletter is transmitted late due to a last minute Sunday Inspection for a buyer!.

Inspection appointments are ALWAYS available with only 24 hours notice and often available the same day as requested. Furthermore, Inspection Reports are ALWAYS delivered within 24 hours after the Inspection is completed. 

ALL OF THIS IS PROVIDED AT NO EXTRA CHARGE! 

To find out more, please visit www.krossinspectors.com or call our office at             (239) 677-4403      .

Name That Deficiency Contest!

Every week, we offer consumers and Real Estate Professionals a chance to win a gift certificate.  This is our thanks for the many referrals and loyal customers our professional Inspectors have earned. 

Many consumers and Realtors attend our inspections.  During these inspections, our Inspectors always perform a thorough walk through, pointing out the deficiencies found and offering maintenance tips for new home owners.  Many of those attending our inspection often say "Wow, I never would have caught that!"

We invite everyone to participate in our weekly "Name That Deficiency Contest". 

Please take a moment to review the photo on the left.  You may enter your guess by emailing Inspector@krossinspectors.com or visit www.krossinspectors.com/weeklycontest.  If you would like to view a larger photo, please click on the photo to view on our web site.  

This week's winner will receive a $25 Best Buy Gift Card!

Congratulations to last week's winner, Jeremy Martinez.  Jeremy guessed the correct answer "Shelf brace is missing."  Jeremy won our rollover prize, a $75 Royal Tee Golf Gift Certificate!