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Kross Inspectors 1/08/2012 Newsletter

$25 Off Inspection Fees

For A Limited Time, order online at  www.krossinspectors.com or call in at (941) 538-7181 to recieve $25 Off.

 

 

 

 

 

 

Availible For:

 

  • Full Home Inspections
  • Mold Air Quality Surveys
  • Chinese Drywall Inspections

Florida Changes Wind Mitigation Report, AGAIN!

First of all, what is a Wind Mitigation Report?  

 

 

 

 

A Uniform Wind Mitigation Verification Inspection is a form issued by the Florida Office of Insurance Regulation that mandates Insurance Companies to provide discounts to Home Owners that have ensured their home can withstand major storms.  

 

These discounts can range from a few hundred dollars per year to Several Thousand Dollars!  

 

In order to qualify for these discounts, the Inspection must be performed by a qualified Inspector.  

 

The form required by the State of Florida has seen significant changes over the past two years.  The changes are intended to provide Insurance Companies with enough information to determine what risk the property poses during a high wind storm.

 

On 2/1/2012, ALL Inspectors will be required to use the new Uniform Wind Mitigation Verification Inspection Form [OIR-B1-1802 (Rev. 01/12) Adopted by Rule 690-170.0155].  This new mandatory form requires the Inspector to perform more due diligence before and after the Inspection and to report more details of components than the previous versions required.  

 

Don't worry, these changes allow for even more discounts for Home Owners as they provide more detailed evidence regarding the roof construction and hurricane protection installed on the property!  

 

However, this does mean some changes regarding the Inspection itself:

 

  • Inspectors will be required to conduct more research about the roof materials and the property permits.
  • On Site Inspection time will increase approximately 25% for some properties. 
  • Older versions of the form may require follow up Inspections upon Insurance renewal, depending on which Insurance Company is renewing the policy. 

Wind Mitigations will remain to be a valuable tool for Consumers, whether they are existing Home Owners or Home Buyers looking to save on Insurance premiums.  

 

If you would like to obtain a copy of the new Wind Mitigation Report Form or find out more about how Kross Inspectors can help save Home Owners and Home Buyers on Insurance premiums, please email Inspector@krossinspectors.com or call (941) 538-7181.  

Purchasing A Home That Has Been Remediated For Chinese Drywall

There are some amazing opportunities for Home Buyers in our market.  One of these opportunities is to purchase a home that has had a complete remodel of the interior.  However, many of the remodeled homes available in the market today were remodeled only because they originally contained problem drywall from China!  

 

 

 

 

Being the most experienced in performing Chinese Drywall Inspections, Kross Inspectors receives inquiries daily from potential Home Buyers and Real Estate Professionals about Chinese Drywall Remediated Homes.  Here are some of the most frequently asked questions:

 

 

Will Chinese Drywall come back after the home has been remediated?

 

The problem with Chinese Drywall is that it produces an "off gas" that occurs when the drywall is subjected to high temperatures and humidity levels.  If 100% of the Chinese Drywall is removed from the property, then the source of the problem is eliminated.  However, the gases that were emitted while the drywall was installed in the home were most likely absorbed by other building materials and personal property.  We often notice residual effects of Chinese Drywall after remediation is complete when these affected materials are not properly cleaned or replaced.  

 

How do I know that a property has been remediated properly?  

 

The only way to confirm that a property has been remediated properly is to witness the entire process yourself or rely upon third party documentation provided by the Seller or Remediation Contractor.  Reputable Remediation Contractors and Sellers will hire an independent Inspector that does not have any interest in the property to oversee the remediation process.  That Inspector will provide a thorough report showing all the steps the Contractor took to remediate the property.  At a minimum, this report should state that 100% of the problem drywall was removed from the property.  If any drywall was not replaced, the report should clearly state that the drywall was laboratory tested and confirmed to be non problematic.  

 

I am purchasing a house that has been remediated.  The seller has all the building permits and Inspections from the City or County that shows the house was remediated.  Should I rely upon those inspections to make my decision?

 

NO!  The permits required by municipalities for Chinese Drywall Remediation DO NOT require that the Contractor remove ALL drywall from the property.  The inspections performed by the building Inspector ONLY provide evidence that certain components were installed according to current code.  

 

Are there any government agencies that provide regulations for Chinese Drywall Remediation?  

 

No.  There are no government regulations that require certain steps in the remediation process.  However, the U.S. Consumer Product Safety Commission does offer guidance.  You may obtain a copy of the most current document by visiting www.krossinspectors.com/drywallremediation or email Inspector@krossinspectors.com.  

 

The Contractor that performed the remediation on the property says he replaced everything.  Should I believe him?

 

Although there are many reputable contractors out there performing Chinese Drywall Remediation projects and doing it right, there are still many that take short cuts and place buyers at risk.  It is still wise to demand a copy of a third party Inspection report performed by an Independent Inspector.  It should also be noted that Kross Inspectors has performed over 500 Inspections on homes after they have been remediated for Chinese Drywall.  Over 60% of these homes still displayed positive indicators! 

 

The lessons to be learned here are to be an INFORMED buyer when you are looking to purchase a home that has previously had Chinese Drywall!  To find out more about Chinese Drywall Remediation or for a FREE Consultation, visit

www.krossinspectors.com/drywallremediation or call our Chinese Drywall Hot Line at (877) 496-4662. 

Name That Deficiency

It's your turn to be the Inspector!

 

Each week, we offer Consumers and Real Estate Professionals the chance to  "Stand in the Inspector's shoes!"

 

At the end of each Inspection, our Inspectors give the Clients and Realtors a "Walk Through" in order to offer maintenance tips and to point out items observed during the Inspection.  Often these items are not so obvious to the untrained eye!

 

Test your Inspection skills by taking a look at the photo below:

 

 

 

 

 

Take a moment to review the photo above.  Enter your guess as to what deficiency is showing in the photo by clicking on the photo or email Inspector@krossinspectors.com (Clicking on the photo will take you to our site where you can view a larger image).

 

Good Luck!  This week's winner will receive a $25     Publix Gift Card!

Kross Inspectors • 12155 Metro Parkway, Unit 4 • Fort Myers, FL 33966
http://www.krossinspectors.com
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