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Avoiding the Back to School Shopping Nightmares

Dear ,

Nan took her children, Mack and Sara, shopping for school supplies. "What a nightmare," reported Nan. "Money is really tight this year but they don't care. They just kept begging for the best. They threw such a fuss that I finally decided it was easier to give in than to fight with them in front of everybody in the store. I had to use two credit cards and I don't know how I'm going to make ends meet this month."

Jody had a different experience. She visited with the kids about the family budget one evening. "We don't have as much money to spend on school supplies this year since Dad is out of work. This is how much each of you can spend."

"Tomorrow we'll make a trip to the store with your lists. Our job is to check prices. We won't be buying. After you have the prices you can figure out what you want to buy without spending more than your budget. I'll be glad to help if you need it. Once you have it all figured out make a new list. Then I'll take you back to the store to spend your money."

"Oh, by the way, kids," she mentioned. "If you can buy your supplies for less, you can keep the money that's left over."

Wouldn't you like to be a fly on the wall to watch these kids making their purchases?

It appears that Nan never learned that kids shouldn't dictate how the family money is spent. Nor has she learned how to set loving limits with her children.

Jody, instead, realized that tight economic times provide grand opportunities for teaching our kids how to shop, save, and spend money wisely.

Learn more in our latest book, Love and Logic Moneyisms.

If you have any doubts about how to set loving limits, order the audio CD, Love Me Enough to Set Some Limits.

Thanks for reading,
Jim Fay

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